Umbrella/Excess Liability Insurance

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Umbrella/Excess Liability Coverage

Insurance policies, for your home, your auto, or even your boat include coverage for the unexpected claim, or accident. But often times the level of basic protection on those policies is measure of your need to fully protect your net worth, and your future income.

Having the comprehensive coverage of an Umbrella/Excess Liability policy to backstop an unexpected claims is a prudent step in protecting your success.

It seems that Liability claims are out of control and there is no way better way to protect your future from control a civil jury verdict, than with ample Umbrella/Excess Liability coverage.

If you are uncertain about your need for coverage drop Kyle an email at to review your exposure

What We Cover

Home Insurance

Home Insurance

At Shepard Insurance we understand that every client is unique, and in response we tailor the insurance plans to suit the individual. We invest in the time a new relationship, to fully understand the needs in building an insurance plan.

Chubb Home Insurance

Chubb Insurance Company continues to be the Blue Chip choice for home insurance, for successful individuals and families. Surprisingly affordable, Chubb home insurance is the broadest of coverages, combined with dynamic claim service.


Flood is no longer an exposure that is limited to areas adjacent to the coastline, rivers or lakes. Intense, heavy rains storms has created a whole new risk to water. It may be time to take a second look at your flood exposure.


The successful completion of your construction project is built on coordination. Beginning with the construction contract, and includes your builder, build loss prevention, with the project then covered by Insurance.

Life Insurance

Planning and effort are 2 of the primary goals to achieving success. But plans need a backstop, a guarantee, that the goal is reached. Implementing an individually designed Life Insurance plan can provide the security that plans can be completed.