Plumbing Shut Off

A Prevention Step with Credit!

It is a bit surprising with all the intense weather events that interior plumbing leaks are the #1 insurance claim for homeowners. It’s become very clear that your plumbing was not intended to last a lifetime and a leak can turn into a major claim.

Previous water damage is the first component identified in underwriting a new home buyers’ effort to implement a home insurance policy. If there has been a recent inside water loss in the previous 5 years, it is a serious complication.

Look into a Water Shut off Valve

Driven by the aging of pipes, electronic shut off valves connected to your main water feed are becoming a common solution.

In simple terms, the shut off value will track your regular usage of water for your home and monitor the usage. If a leak is detected, before the water creates a lot of harm, the valve shuts off the water at the main feed, preventing any significant damage.

This type of shut off valve is especially helpful if you travel often, and your home is left unattended while you are away. Springing a leak while you are on vacation can leave a disaster upon your return.

Having your plumber install a water shut off valve comes with a cost, but also comes with a nearly 10% credit on your home insurance premiums now and into the future.

Here is a bit more intel on Shut off valves from Chubb www.chubb.com/water

If you have questions on whether a shut off value is a good step for you drop Kyle an email at kshepard@shepardinsgrp.com or call 203.698.9342 to get more details.