Life insurance is a backstop for financial plans and responsibilities that are cut short by pre-mature death. You may be insuring future income or addressing the confiscation of estate taxes in the coverage design. In it’s simplest sense life insurance is a measure of how much coverage for how long.
There is coverage for short term, and then a list of options to address a lifelong need. Regardless of the intended need, life insurance provides a financial guarantee against death.
At Shepard Insurance Group we have 50+ combined years of experience listening to clients concerns and sorting out their individual aggregate needs for life insurance. By first determining an amount, you then review the available options to meet the need and develop the final coverage implementation.
At Shepard, 40 years of working with high achieving clients has built a level of expertise critical in meeting client needs. We know the responsibility of success and have built a platform to manage the risks that come with it.
Whether it is to secure “Golden Handcuffs” or to add income incentives, implementing “key” executive benefits is important to career success. Protecting a critical employee for the future requires sound, creative planning.