Life insurance is a backstop for financial plans and responsibilities that are cut short by pre-mature death. You may be insuring future income or addressing the confiscation of estate taxes in the coverage design. In it’s simplest sense life insurance is a measure of how much coverage for how long.
There is coverage for short term, and then a list of options to address a lifelong need. Regardless of the intended need, life insurance provides a financial guarantee against death.
At Shepard Insurance Group we have 50+ combined years of experience listening to clients concerns and sorting out their individual aggregate needs for life insurance. By first determining an amount, you then review the available options to meet the need and develop the final coverage implementation.
