No one likes to think about naming beneficiaries, but it is critical when it comes to securing benefits and one that can have negative consequences. To avoid making a mistake, take your time.
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Shepard Insurance Insights
Communicate and Avoid the Construction Deductible
If we have a mantra at Shepard Insurance Group, it is that all decisions should be made after research which yields a thorough plan. Renovations are no exception. Renovations are full of the unexpected, so it is critical that before you start, you talk to your insurance agent.
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Flood Insurance – Always Changing
Living on the water is a luxury, albeit a risky one. Buyers who root themselves in flood zones have to weigh the pros and cons in making that decision and then plan to protect themselves accordingly.
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To the Scrap Pile for Biggert Waters
Flood Insurance changes with the tide. Under the Biggert Waters Act, new owners have to pay adequate actuarial rates. With the new rules, the change in rates will provide a gradual easing of rates for new owners until they reach the rate adequate premium.
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Selecting the Right Insurance Company
Insurance companies desire new customers. Being aware of their objectives can help you find the most comprehensive coverage at a low long term cost.
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Life Stages in Insurance Terms
Insurance needs evolve as net-worth grows, making it critical to revisit your coverage regularly to ensure that your assets are properly protected. The Shepard Insurance Group can keep you bullet proof as you grow by creating a blue print for your needs and then revisiting the plan regularly to add and adjust according to your personal growth.
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