Call: 203-637-6655 or email – Kyle Shepard

Having Wi-Fi problems?  Maybe a Mesh system can help
Comprehensive Coverage / Home Insurance / Protecting Assets March 25, 2020

Having Wi-Fi problems? Maybe a Mesh system can help

Here's a comparison. Are you a family working and e-learning from home? For many of us this has become the new normal and our Wi-Fi networks are struggling to keep up with the demand. Is this because your cable connection is slow or does it have something to do with the network you have in [...] Read More
New Perspective on Summer Rentals
Comprehensive Coverage / Home Insurance / Protecting Assets March 24, 2020

New Perspective on Summer Rentals

We at Shepard Insurance Group are seeing a growing number of individuals and families looking to rent a summer house in coastal Connecticut, as well as Long Island, looking to move in early. Instead of moving out to the rental in June, driven entirely by the Coronavirus, renters are looking to start as early as [...] Read More
More Important than Asset Allocation
Comprehensive Coverage / Home Insurance / Protecting Assets February 25, 2020

More Important than Asset Allocation

How much Liability Insurance should you have? Like most people living in lower Fairfield county, you are savvy with your asset allocations and how well they are growing. But what kind of backstop do you have that is unrelated to your investments? "How much Liability Insurance should you have?" In particular, how large is your [...] Read More
The Insurance Perfect Storm
Comprehensive Coverage / Home Insurance / Protecting Assets February 18, 2020

The Insurance Perfect Storm

Whether you are aware of it or not, we are in the midst of a Perfect Storm on insurance for homes. The Perfect Storm is driven by the following factors: "claims and rising construction costs are sending insurance premiums higher" natural disasters – wildfires, wind, and water damage claim severity is at a peak level [...] Read More
Can you trust a GUL policy? Guaranteed Universal Life
Comprehensive Coverage / Life Insurance / Protecting Assets February 18, 2020

Can you trust a GUL policy? Guaranteed Universal Life

"Knowing the details can help you assist your client." Guaranteed Universal Life insurance (GUL) is a policy form that is evolutionary. In the world of permanent insurance products where coverage lasts until death, GUL is the newest version of protection. But is it a good choice? Unlike Term Life insurance where coverage lasts a specified [...] Read More
Property Values & Construction Costs
Comprehensive Coverage / Home Insurance / Protecting Assets February 11, 2020

Property Values & Construction Costs

Trending in Opposite Directions It might be the SALT (state and local tax) deduction on the income tax cap of $10,000 or the changing appetite of millennials, but property values are at risk, especially for residences that are further away from downtown. "Property Values and Construction Values are trending in opposite directions" Unfortunately construction values [...] Read More