Call: 203-637-6655 or email – Kyle Shepard

Premium Financed Life Insurance and Rising Interest Rates
Life Insurance February 5, 2019

Premium Financed Life Insurance and Rising Interest Rates

An old age axiom on success is OPM, using "Other People's Money" to achieve your financial success. That axiom is used in life insurance by doubling down on the leverage of life insurance by borrowing funds to pay the premiums. In a low interest rate environment, this can be an attractive financing tool. But what [...] Read More
Cold Weather = Frozen Pipes
Comprehensive Coverage / Home Insurance / Protecting Assets January 29, 2019

Cold Weather = Frozen Pipes

January and February are typically the months with the coldest temperatures across the United States. When a cold snap occurs pipes freeze and burst. Frozen pipes are the most common and destructive causes of water damage. Even a small leak can cause extensive damage if undetected for a few hours. To avoid a frozen pipe [...] Read More
Global Warming – Our Little Obsession
Comprehensive Coverage / Home Insurance / Protecting Assets January 28, 2019

Global Warming – Our Little Obsession

It is understandable being coastal that we at Shepard Insurance work diligently to be experts on water damage losses, flood zones , and then flood insurance coverage. Some may call it a bit of an obsession. Did you know that water levels in Connecticut have risen by five inches since 1964? There is more- The [...] Read More
Hidden Exposures for Luxury Owners
Comprehensive Coverage / Home Insurance / Protecting Assets January 21, 2019

Hidden Exposures for Luxury Owners

New York City is home to many luxury town homes, co-ops and condominiums. What has been a relatively simple insurance choice to insure these properties has become a more complicated decision with the significant increase in water damage claims. What is the issue? In a world with Global Warming where coastal properties face a growing [...] Read More
Is the Hedge Big Enough?
Comprehensive Coverage / Home Insurance / Protecting Assets January 21, 2019

Is the Hedge Big Enough?

At Shepard Insurance Group our total focus is on protecting our client's success. It may be a new entrepreneur building success, or the executive at the end of his or her career. Regardless of the level and stage of success, our objective is to craft the insurance coverage and make our client bullet proof to [...] Read More
Life Insurance Trusts- 10 reasons why policies should be audited now
Life Insurance January 15, 2019

Life Insurance Trusts- 10 reasons why policies should be audited now

Whether you believe the estate tax revisions of 2018 will be permanent or if they will vanish with the sunset clause, ILIT's continue to have significant critical value in addressing asset transfer and legacy plans. However, the ILIT is only as good as the life insurance policy that is funding the trust. Here are the [...] Read More