Shepard Insurance Insights
Future Personal Insurance Premiums
Future Personal Insurance Premiums Largely In Your Hands It is no surprise that insurance premiums will continue to escalate for your home and cars. Natural disasters like wildfires and hurricanes continue to hit with scary intensity. Automobile accident frequency hasn’t changed but the manner in which cars are built, like a jigsaw puzzle, with heavy [...]
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Corona Virus Alert
Corona Virus Alert Button down your Possessions! As the grind of wearing masks and quarantining due to Covid-19 continues, we are seeing a significant uptick in passive theft. Whether the increase is driven by increased unemployment due to the Corona virus, or simply having your guard down, it is time to button down to avoid [...]
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Building on Home Schooling
Building on Home Schooling Covid Virus Reactions At Shepard Insurance Group we have been fielding calls from parents, facing the decision on whether or not to send their young children back to school, with concerns about the virus, who are now considering banding together with other age equivalent student parents to investigate home schooling. "Being [...]
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Summer Storms Write the Playbook on Prevention
Summer Storms Write the Playbook on Prevention Get out in Front of Wind and Water! Whether it is global warming or not, it is clear that storms are becoming more intense. The most recent storm, Isiasis, was particularly damaging with the wind toppling trees throughout the northeast, leaving some still without power and worse depending [...]
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Dysfunctional but Rational
Dysfunctional but Rational Why is my home value $3M but is insured to rebuild for $4.5M? We hear this question on just about every home insurance policy we renew for our clients. The easy response is that constructions costs bear little correlation with today’s real estate property values. "Why is my home value $3M but [...]
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Why upgrade to a Premium policy for your Townhouse/Co-op/Condo?
Why upgrade to a Premium policy for your Townhouse/Co-op/Condo? Coverage upgrades add Significant Value Beyond how you decide to decorate your property in New York City, ownership presents some unique challenges in determining who is responsible for what, when it comes to insuring your property. Is it the building association's responsibility or should you have [...]
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