Call: 203-637-6655 or email – Kyle Shepard

Co-operative and Condominium Building’s Master Insurance Policy
Comprehensive Coverage / Home Insurance / Protecting Assets April 15, 2019

Co-operative and Condominium Building’s Master Insurance Policy

If you have a client getting ready to close on a Co-op or Condo, they may have some questions about the type of insurance they need to purchase. A closing attorney can usually help the buyer to understand what the by-laws state and do a review of the building's master policy, but there are definite [...] Read More
Do Trustees Need Liability Protection??
Life Insurance March 26, 2019

Do Trustees Need Liability Protection??

In every Trust that is executed, the designated Trustee holds the important responsibility of fulfilling the written intentions of the Grantor in the Trust. The scope of duties both before and after death can be daunting, especially when dealing with beneficiary expectations. A possible solution Whether basic administration, Asset Protection or Distribution of Trust assets, [...] Read More
Adding to the Valuable Articles List- Golf Clubs
Comprehensive Coverage / Home Insurance / Protecting Assets March 14, 2019

Adding to the Valuable Articles List- Golf Clubs

The newest entry to the list of items that are considered unique and valuable are golf clubs. In years past, a good set of sticks would never eclipse $1,500, which would make setting up special coverage highly questionable, and probably less than your deductible. If they were lost or stolen, it would be unfortunate, but [...] Read More
Indexed Life Insurance- Is it the right fit?
Life Insurance February 20, 2019

Indexed Life Insurance- Is it the right fit?

There are many versions of permanent life insurance to choose from. The traditional permanent policy has always been what is referred to as Whole Life, built on a foundation of strong guarantees with the investments primarily in Fixed Income. But the long period of declining (and now rising) interest rates have spawned a number of [...] Read More
Displacement- How are you covered?
Comprehensive Coverage / Home Insurance / Protecting Assets February 19, 2019

Displacement- How are you covered?

It is routine in New York City with high rises that they experience water damage from a leaky toilet or a gusher from a neighbor doing renovations. The resulting damage from above can stretch from minor aggravation to having to move out of your property while the repairs are completed. It is of little surprise [...] Read More
Premium Financed Life Insurance and Rising Interest Rates
Life Insurance February 5, 2019

Premium Financed Life Insurance and Rising Interest Rates

An old age axiom on success is OPM, using "Other People's Money" to achieve your financial success. That axiom is used in life insurance by doubling down on the leverage of life insurance by borrowing funds to pay the premiums. In a low interest rate environment, this can be an attractive financing tool. But what [...] Read More