Call: 203-637-6655  or email – Kyle Shepard

Intelligent Choices - Shepard Insurance Group
Comprehensive Coverage / Home Insurance / Protecting Assets March 26, 2024

Making Intelligent Choices – How to Navigate the Climate Impact on Home and Auto Insurance

Emerging Options on Home and Auto Insurance It is very clear that climate disasters are real and create significant issues with personal insurance choices. Both home and auto insurance premiums are on the rise, and the options for carriers continue to shrink. Adapting to the Changing Insurance Landscape "Just this week State Farm withdrew from [...] Read More
Auto Theft - Shepard Insurance Group
Comprehensive Coverage / Home Insurance / Protecting Assets March 12, 2024

Auto Theft

Please Don’t Feed the Thieves! It used to be that when you turned off your car, you pulled your key(s) from the ignition and put them in your hand to store. No More. With keyless entry, your keys can now unlock your car from a distance, leading to a new kind of risk. "If you [...] Read More
Get a head start on Maintenance & Prevention
Comprehensive Coverage / Home Insurance / Protecting Assets February 27, 2024

Proactive Steps for Home Maintenance & Weather Prevention

Proactive Steps for Home Maintenance & Weather Prevention It is always a positive step to get out ahead of those maintenance items that are part of owning a home. Failing to complete this short list of spring cleaning can leave you exposed to what has become increasingly extreme weather events. "Get a head start on [...] Read More
map of united states
Comprehensive Coverage / Home Insurance / Protecting Assets January 30, 2024

Why Size Matters When Selecting Home Insurance

Size Matters When Selecting Home Insurance Long-Term Premium Stability Against Weather Disasters It is very clear that insurance companies providing home insurance are struggling with issuing new home insurance policies with weather disasters occurring nationwide. Options for affordable home insurance over the next 5 years are becoming more limited with each weather event. "We believe [...] Read More
severe weather
Comprehensive Coverage / Home Insurance / Protecting Assets January 9, 2024

Aggregation!

Aggregation! The New Critical Reference for Home Insurance It is clear that insurers are struggling to deal with the intensity of weather driven storms. Whether wind, tornadoes, wildfires or even intense rains storms, predictability is a challenge, even with Artificial Intelligence. Future claim exposure for insurers is now under the aggregation microscope. Understanding the impact [...] Read More
Lawsuit
Comprehensive Coverage / Home Insurance / Protecting Assets December 12, 2023

Lawsuits are going Nuclear!

Lawsuits are going Nuclear! Driven by Third Party litigation funding, lawsuit advertising, and just plain inflation, lawsuits are becoming more prevalent and more damaging. There has been a 27% increase in large lawsuit verdicts over the last 10 years. "excessive speed accident resulted in a $10M lawsuit" Here are a couple real life examples: Failure [...] Read More