Call: 203-637-6655 or email – Kyle Shepard

Property Values & Construction Costs
Comprehensive Coverage / Home Insurance / Protecting Assets February 11, 2020

Property Values & Construction Costs

Trending in Opposite Directions It might be the SALT (state and local tax) deduction on the income tax cap of $10,000 or the changing appetite of millennials, but property values are at risk, especially for residences that are further away from downtown. "Property Values and Construction Values are trending in opposite directions" Unfortunately construction values [...] Read More
Excess Liability Coverage
Comprehensive Coverage / Home Insurance / Protecting Assets February 11, 2020

Excess Liability Coverage

What should your clients' coverage limit be? We unfortunately live in a deep pocket world, where your clients' liability insurance is a vital support to claims from smaller nuisance situations to major lawsuits. "Having ample liability insurance is both inexpensive and prudent." Having ample liability insurance is both inexpensive and prudent. Is your clients' Excess [...] Read More
Innovation – An Assist to Protecting Art
Comprehensive Coverage / Home Insurance / Protecting Assets February 4, 2020

Innovation – An Assist to Protecting Art

For years an appreciation of Fine Art and the needed insurance protection has been significant income for the insurance industry. A growing collection has driven a corresponding growth in the cost to include comprehensive insurance protection. "PURE Insurance is driving a change in providing insurance for Art" Here is the innovation: In the past, if [...] Read More
Adding Value
Comprehensive Coverage / Life Insurance / Protecting Assets January 28, 2020

Adding Value

Advising client’s on the proper Life Insurance Implementation! Successful individuals and families typically use Life Insurance as a backstop for their financial plans in both the accumulation, career stage, and then the distribution stage. Being well informed on the options will be a big assist for your client. "Each individual implementation should be customized to [...] Read More
Controlling the Flow
Comprehensive Coverage / Home Insurance / Protecting Assets January 22, 2020

Controlling the Flow

And your home insurance premiums as well. Despite Global Warming accelerating the claim severity of storms, inside water damage continues to be the single largest volume of claims submitted on home insurance policies. So, leaky plumbing is the #1 claim problem for insurers. "Leaky plumbing is the #1 claim problem for insurers" Here is what [...] Read More
Controlling Personal Insurance Costs in a Rising Premium Climate
Home Insurance / Protecting Assets January 14, 2020

Controlling Personal Insurance Costs in a Rising Premium Climate

It is of little surprise that weather patterns have become more extreme. Storm frequency may be unchanged, but storm severity is out of control! Global warming is showing its wrath and insurance companies are reacting! "Storm frequency may be unchanged, but storm severity is out of control!" Personal insurance companies are in the middle of [...] Read More