A ILIT Tune up is in order
Retirement Planning September 11, 2018

A ILIT Tune up is in order

It is clear that the “Tax Cuts and Jobs Act" of 2018 has increased the point of concern for estate tax planning to beyond $20m for married couples. But the use of an Irrevocable Life Insurance Trust continues to have planning value, especially with the sunset clause in the tax change pending in year 2026. [...] Read More
Global Warming should suggest a Coverage Refocus
Comprehensive Coverage / Home Insurance / Protecting Assets September 11, 2018

Global Warming should suggest a Coverage Refocus

It’s of little surprise today that Global Warming is real, and ultimately, is having a significant impact on weather patterns. Intense storms are becoming more regular, and some with catastrophic results. Whether the issue is the wind damage of a hurricane, the water damage of torrential rains, or the property damage from a wild fire, [...] Read More
NYC Insurance & Plumbing Disasters – Case Study
Home Insurance June 25, 2018

NYC Insurance & Plumbing Disasters – Case Study

When it comes to insurance, it is rare in NYC that there is a fire, or in 24 hour security buildings, even more rare to have a burglary. But water damage is another issue. Whether aging building infrastructure, or buildings being renovated, NYC is in the middle of what we refer to as a “Water [...] Read More
Ten Basic Tenants of Fireworks
Opinion June 25, 2018

Ten Basic Tenants of Fireworks

In that fireworks disasters cause on average 18,000 fires each year, and nearly $43m in property damage, a few pointers on setting off fireworks: set off only by an adult always sober 15 to 20 feet away at ignition use eye protection use only legal fireworks, illegal are a problem in an accident away from [...] Read More
Indexed Universal Life(IUL) – 3 things to Examine in a Stress Test
Leveraging Life Insurance June 25, 2018

Indexed Universal Life(IUL) – 3 things to Examine in a Stress Test

Permanent Life Insurance comes in a number of variations, but they are primarily built on the underlying investment and the performance of that asset. If Indexed Universal life is the contract of choice, there are some critical components that need to be identified and monitored to secure lifetime benefits. Here is what you need to [...] Read More
What kind of insurance does your client have?
Home Insurance / Protecting Assets June 25, 2018

What kind of insurance does your client have?

If your client suffered a devastating property loss like this, would you wonder, did they have good insurance coverage? And that is an important question, because inadequate insurance can compromise investment assets. A basic home insurance policy is not the right choice for your successful clients. When a fire occurs with a basic home insurance [...] Read More