Shepard Insurance Insights
Ida Flood Damage Intelligence
An Education with Every Disaster Seven inches of rain in less than 8 hours is an epic storm, but furthermore, Elsa, Henri, and Ida make 3 inundating rainstorms in 7 weeks. Wow! "In every challenge there is a lesson, and your education from Ida should be used for future planning." So, what did we learn [...]
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Biden’s Tax Agenda
Anticipation of Tax Increases is Driving PPLI & PPVA With the Federal Deficit growing at an alarming rate, and with talks of more stimulus, the current discussion to increase taxes on the 1% is becoming more likely to happen. It is relatively clear that taxes will need to grow, and that the growth will come [...]
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Mortgage Companies – Catching up on Insurance Exposures
Basic Homeowner Policies Are No Longer Acceptable For years, independent insurance agents stood by with wonder about the lack of concern mortgage companies have for the type of insurance a buyer uses to insure their new home and secure the mortgage. "Mortgage companies are now initiating higher standards of coverage to secure that attractive rate." [...]
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Storm Henri
Phew! Henri Will Just Miss Us Those in the Northeast can breathe in a sigh of relief as Storm Henri seems to be moving out into the Atlantic, but bad weather is still on the radar. Here are some tips from the Shepard Insurance Group on what you can do to ensure your safety: Invest [...]
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Avoiding a Hack!! Part 1
Avoiding a Hack!! Part 1 Steps to Reduce Your Exposure Cyber security is in the news with an alarming rate of cyber criminals looking at vulnerabilities both for individuals and in a larger sense businesses. There are steps you can take as an individual and a family to reduce your exposure and the painful aggravation [...]
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What is a Hard Market?
What is a Hard Market? When Homeowner’s claims out run premiums collected! "Like it or not, insurance companies are in business to make a profit" What does it all mean? Like it or not, insurance companies are in business to make a profit, or at minimum break even when they add up all the claims [...]
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