Looking South Florida Home Insurance Continues to Crumble "Florida insurers posted a $1.6b operating loss in 2020, without a major storm" In data taken from the NAIC, National Association of Insurance Commissioners, Florida represents only 8% of home insurance claims nationwide, but a staggering 76% of lawsuits filed against insurance companies. Couple that with Florida [...] Read More

It may not be an Accident! It might be Staged! "practice defensive driving with these thoughts in mind" Law enforcement refers to it as organized crime. Staging side swipes and abrupt stops to cause an accident are becoming more common in urban areas because of nicer cars, and better insurance. Criminals are coordinating with doctors, [...] Read More

Spring Cleaning 2021 As we approach the beginning of April, and the temperatures start to warm up, you are probably starting to think about your spring cleaning. "Spring Cleaning Checklist" Here’s a quick checklist from Chubb that can help freshen up your home and protect it against springtime elements. On the exterior of your home: [...] Read More

Flood Insurance 2.0, Delayed to 10/1/2021 Time to get out in Front of Significant Flood Insurance Premiums It’s of little surprise that FEMA, and then NFIP (National Flood Insurance Program) have a major problem. As the primary provider of flood insurance, and at times running a deficit as high as $50 billion (currently at $20 [...] Read More

Prevention - Your Primary Instrument for Home Premium Control Every Step Will Pay Dividends It wasn’t that long ago that insurance companies aggressively pursued home owners for the opportunity to provide Home Insurance, but that has all changed. Most of that change has been driven by data, data that includes a wide range of metrics [...] Read More

Valentine’s Day Nothing says love like a special gift on Valentine’s Day. If you’re gifting your better half with a beautiful bauble, remember that you will need to let your insurance agent in on the secret so they can add your gift to your valuables policy. "The right insurance can replace your fine jewelry or [...] Read More