Valentine’s Day Nothing says love like a special gift on Valentine’s Day. If you’re gifting your better half with a beautiful bauble, remember that you will need to let your insurance agent in on the secret so they can add your gift to your valuables policy. "The right insurance can replace your fine jewelry or [...] Read More

Policy Audits on Permanent Life Insurance Prolonged Low Yield Bond Rates Should be Investigated It would be normal to think that the Pandemic might be a concern to life insurance companies. I would guess that it is a concern, but the long term low interest rate environment relative to “inforce” permanent life insurance policies is [...] Read More

Prospective Premium Rate Trends For Home Insurance It is very interesting to be an independent insurance agent in the face of Global Warming. It’s of little surprise that rates are going up, but having options give us some latitude in dealing with the increases. "It’s of little surprise that rates are going up" Here is [...] Read More

Covid Driven Changes. Thinking of making Renovations to Your Home? Here are some Guide posts! You could refer to it as the next migration, or a flood of city dwellers to the suburbs. Whatever the term, real estate sales are robust, with an added objective to set up that remote office for the new electronic [...] Read More

Cashing Out! Required to Re-build, it Depends Currently there is a lot of dysfunction in this world, and one of the more prevalent is the cost to rebuild or repair a home, versus the real property value. Even with the Covid suburban rush of people buying homes, construction costs are still not reflective of what [...] Read More

Winter Fire Hazards Take a moment to Prevent a Loss With seasonal temperatures beginning to arrive, it’s time to make sure as you bundle up that you take a moment to double check that you are up to date on prevention. "seasonal temperatures are beginning to arrive" In addition to removing leaves and cleaning gutters, [...] Read More