Call: 203-637-6655 or email – Kyle Shepard

Taking Steps
Comprehensive Coverage / Home Insurance June 30, 2020

Taking Steps

Taking Steps Re-organizing AIG Private Client Group On Monday AIG announced that it has entered into an agreement with Safeco Insurance, (a Liberty Mutual Company) and Heritage Insurance to offer AIG agents the opportunity to transition their upper middle personal insurance business to Safeco and Heritage. The transition is to begin in the fall of [...] Read More
Location Search
Comprehensive Coverage / Home Insurance June 30, 2020

Location Search

Location Search The new normal for Home Insurance Securing homeowners insurance for a new home, and even continuing an existing home insurance policy has evolved into a new dynamic, driven by location. If your location is what we refer to as low hazard, you should have options. If your exposure/risk is high it could be [...] Read More
Protecting your Wine
Comprehensive Coverage / Home Insurance June 9, 2020

Protecting your Wine

Protecting your Wine Is your collection safe? It’s not unusual in our area for homes to include a wine cellar or for someone to spend a significant amount of money to add a temperature controlled cellar in order to house growing inventories of fine wine. "Is your collection safe?" But is the wine well protected? [...] Read More
Client Alert
Comprehensive Coverage / Life Insurance / Protecting Assets May 19, 2020

Client Alert

Client Alert Understanding the Hard Edge of Guaranteed Universal Life Insurance In February 2020 I wrote a blog post regarding the use of Guaranteed Universal Life insurance. It’s clear that declining interest rates for a prolonged period of time have damaged the Universal Life policies, and the evolution of the damage was GUL - Guaranteed [...] Read More
Building Advisor Value
Comprehensive Coverage / Home Insurance May 19, 2020

Building Advisor Value

Building Advisor Value Is it time for an Audit on Personal Insurance? In these uncertain times, where equity options are challenged and fixed income appears to be a no win choice, it might be helpful if for the short run you change the dialogue, and attempt to add some value to your client relation: "the [...] Read More
The Inside Track
Comprehensive Coverage / Home Insurance May 12, 2020

The Inside Track

The Inside Track Controlling Future Home Insurance Costs It used to be said that if you can afford the home, you can afford the insurance. But time and mother nature have put a dent in that old school thinking. Here is why: Current and future insurance rates are being driven by data, mostly claims but [...] Read More