Call: 203-637-6655 or email – Kyle Shepard

Hurricane-Florence

Up north, with the early season cold weather, hurricane season is coming to a close. Florence and Michael were 2 more devastating weather events that thankfully did not land in the tristate area. So what do we really know? What have we learned about hurricanes?

I recently read “Inevitable Disaster” by Roy Spenser, PhD, a revealing examination of the statistics on hurricanes, from the book these points are clear:

First:

  • Statistically, hurricanes are not more frequent, global warming has not had an effect
  • The severity of the wind has not increased
  • The hurricane drought from 2005 to 2017 has made us complacent

But we are vulnerable because:

  • Coastal development has skyrocketed
  • Population along the shorelines has exploded
  • The point of impact is still random

There are more than 6m people living in the Miami/Fort Lauderdale alone. A direct hit of a Cat 5 storm to Miami is estimated to be a $1 trillion damage result.

And:

  • Global warming does increase the amount of moisture in the air
  • Water surge driven by the wind, and then the heavy rains that come with a hurricane are more damaging than the wind itself
  • Property insurance rates are on the rise

So as a result:

  • Storm preparation is the key to managing the effects
  • Review of your insurance with a focus on weather is important
  • Rethinking even if you are not in a flood zone whether flood insurance is now a good choice

Whether heavy rains, or hurricane force winds, advance work will keep weather damage down to an inconvenience instead of a potential disaster.

Contact Kyle for a weather audit of your coverage – 203-637-6655

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