Call: 203-637-6655 or email – Kyle Shepard

Category: Life Insurance


Client Alert
Comprehensive Coverage / Life Insurance / Protecting Assets May 19, 2020

Client Alert

Client Alert Understanding the Hard Edge of Guaranteed Universal Life Insurance In February 2020 I wrote a blog post regarding the use of Guaranteed Universal Life insurance. It’s clear that declining interest rates for a prolonged period of time have damaged the Universal Life policies, and the evolution of the damage was GUL - Guaranteed [...] Read More
Can you trust a GUL policy? Guaranteed Universal Life
Comprehensive Coverage / Life Insurance / Protecting Assets February 18, 2020

Can you trust a GUL policy? Guaranteed Universal Life

"Knowing the details can help you assist your client." Guaranteed Universal Life insurance (GUL) is a policy form that is evolutionary. In the world of permanent insurance products where coverage lasts until death, GUL is the newest version of protection. But is it a good choice? Unlike Term Life insurance where coverage lasts a specified [...] Read More
Adding Value
Comprehensive Coverage / Life Insurance / Protecting Assets January 28, 2020

Adding Value

Advising client’s on the proper Life Insurance Implementation! Successful individuals and families typically use Life Insurance as a backstop for their financial plans in both the accumulation, career stage, and then the distribution stage. Being well informed on the options will be a big assist for your client. "Each individual implementation should be customized to [...] Read More
Four Things Your Client Wants from their Insurance Professional
Life Insurance / Retirement Planning June 11, 2019

Four Things Your Client Wants from their Insurance Professional

Are they getting it? At Shepard Insurance Group we routinely are asked by Wealth Managers and Investment Professionals to provide a "Second Opinion" on their client’s insurance protection as a value added effort. By a large percentage we routinely find two issues. Clients do not have appropriate coverage for their individual needs, and many are [...] Read More
Poor Insurance Coverage is Worse than a 25% Market Correction!
Life Insurance / Retirement Planning May 21, 2019

Poor Insurance Coverage is Worse than a 25% Market Correction!

Personal insurance coverages come with limits, terms, and then conditions that are critical components in being protected in the event of a claim. Periodic audit of personal insurance coverage is vital to being sure that coverage is appropriate for any claim. WHEN WAS YOUR LAST INSURANCE AUDIT? A full audit of a successful individual or [...] Read More
Special Needs- Leverage from the Grandparents
Life Insurance April 30, 2019

Special Needs- Leverage from the Grandparents

Over time our engagement in creating a plan for a child with special needs has become a more frequent occasion.  Statistics now report that one in seven children born, will have special needs requiring added lifetime support for education, healthcare and more. It is a very complex discussion. First, a special needs child born to [...] Read More