Shepard Insurance Insights
Category: Home Insurance
Protecting Your Protection – An Extra Cushion for Your Summer Party
It’s that time of year where the weather gives momentum to hosting a summer party. It’s clear that inviting guests to your home leaves you responsible for their safety, so being certain you have ample Liability & Excess Liability is a necessity. At your home: While your liability coverage in your policy technically covers host [...]
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Inside Flooding – Pick the Right Insurer!
It is extremely rare that a luxury high rise in NYC has a fire. But what is very common is water damage from a burst pipe in your unit, or even worse, from the unit above. The insurance company you pick can either make an inside flood an inconvenience or a disaster. Here is why! [...]
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Value Added – Protect the Back Door
If your client is worth $10m or even $25m how much liability insurance should they have? Should you be concerned? Our view is ABSOLUTELY! Often times you acquire your client at the peak of their earning years, when the balance sheet needs structure to soar into the future. Asset allocation, Trusts, LLC’s and FLP’s are [...]
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Home Insurance – Did You Pick the Right Policy?
More often than not, your home is your most significant asset. The insurance coverage you select to protect that asset must reflect the value. Fifty percent of the time, the home owner makes what I would suggest is an uninformed decision. Here is why: Let’s say you have a pipe in the upstairs bathroom give [...]
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Climate Change – A Call to Action on Property Insurance
It is increasingly clear that global warming is real, and the most serious byproduct is the extreme weather events that are constantly taking place. Whether it is: Floods Wind - Hurricane & Tornado Wild fires Extreme weather is screaming for a double check on your property insurance. Confirming that your coverage is accurate and appropriate [...]
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