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Category: Home Insurance


Weather Related Storms in 2020 Impacting 2021 Home Insurance Rates
Comprehensive Coverage / Home Insurance / Protecting Assets May 11, 2021

Weather Related Storms in 2020 Impacting 2021 Home Insurance Rates

Weather Related Storms in 2020 Impacting 2021 Home Insurance Rates Premium rate increases are no small change. "$21 Billion in weather claim disasters in 2020" The $21 Billion in weather claim disasters in 2020 have home insurance providers reacting. And it is not small potatoes! In 2020 across the United States there were: 7 hurricanes [...] Read More
Looking South
Comprehensive Coverage / Home Insurance / Protecting Assets May 4, 2021

Looking South

Looking South Florida Home Insurance Continues to Crumble "Florida insurers posted a $1.6b operating loss in 2020, without a major storm" In data taken from the NAIC, National Association of Insurance Commissioners, Florida represents only 8% of home insurance claims nationwide, but a staggering 76% of lawsuits filed against insurance companies. Couple that with Florida [...] Read More
It may not be an Accident!
Comprehensive Coverage / Home Insurance / Protecting Assets April 20, 2021

It may not be an Accident!

It may not be an Accident! It might be Staged! "practice defensive driving with these thoughts in mind" Law enforcement refers to it as organized crime. Staging side swipes and abrupt stops to cause an accident are becoming more common in urban areas because of nicer cars, and better insurance. Criminals are coordinating with doctors, [...] Read More
Spring Cleaning 2021
Comprehensive Coverage / Home Insurance / Protecting Assets March 30, 2021

Spring Cleaning 2021

Spring Cleaning 2021 As we approach the beginning of April, and the temperatures start to warm up, you are probably starting to think about your spring cleaning. "Spring Cleaning Checklist" Here’s a quick checklist from Chubb that can help freshen up your home and protect it against springtime elements. On the exterior of your home: [...] Read More
Flood Insurance 2.0, Delayed to 10/1/2021
Comprehensive Coverage / Home Insurance / Protecting Assets March 23, 2021

Flood Insurance 2.0, Delayed to 10/1/2021

Flood Insurance 2.0, Delayed to 10/1/2021 Time to get out in Front of Significant Flood Insurance Premiums It’s of little surprise that FEMA, and then NFIP (National Flood Insurance Program) have a major problem. As the primary provider of flood insurance, and at times running a deficit as high as $50 billion (currently at $20 [...] Read More
Prevention – Your Primary Instrument for Home Premium Control
Comprehensive Coverage / Home Insurance / Protecting Assets March 2, 2021

Prevention – Your Primary Instrument for Home Premium Control

Prevention - Your Primary Instrument for Home Premium Control Every Step Will Pay Dividends It wasn’t that long ago that insurance companies aggressively pursued home owners for the opportunity to provide Home Insurance, but that has all changed. Most of that change has been driven by data, data that includes a wide range of metrics [...] Read More