Shepard Insurance Insights
Category: Home Insurance

Displacement- How are you covered?
It is routine in New York City with high rises that they experience water damage from a leaky toilet or a gusher from a neighbor doing renovations. The resulting damage from above can stretch from minor aggravation to having to move out of your property while the repairs are completed. It is of little surprise [...]
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Cold Weather = Frozen Pipes
January and February are typically the months with the coldest temperatures across the United States. When a cold snap occurs pipes freeze and burst. Frozen pipes are the most common and destructive causes of water damage. Even a small leak can cause extensive damage if undetected for a few hours. To avoid a frozen pipe [...]
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Global Warming – Our Little Obsession
It is understandable being coastal that we at Shepard Insurance work diligently to be experts on water damage losses, flood zones , and then flood insurance coverage. Some may call it a bit of an obsession. Did you know that water levels in Connecticut have risen by five inches since 1964? There is more- The [...]
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Hidden Exposures for Luxury Owners
New York City is home to many luxury town homes, co-ops and condominiums. What has been a relatively simple insurance choice to insure these properties has become a more complicated decision with the significant increase in water damage claims. What is the issue? In a world with Global Warming where coastal properties face a growing [...]
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Is the Hedge Big Enough?
At Shepard Insurance Group our total focus is on protecting our client's success. It may be a new entrepreneur building success, or the executive at the end of his or her career. Regardless of the level and stage of success, our objective is to craft the insurance coverage and make our client bullet proof to [...]
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Considering a Renovation? Install Leak Detection
It is rare that a home is damaged by fire! What is becoming more common is a water loss from aging piping. A simple leak from a water pipe in the walls or ceiling can cause significant damage. The older your home and plumbing are the more likely you are exposed. If you are in [...]
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