Call: 203-637-6655  or email – Kyle Shepard

Category: Comprehensive Coverage


Gutter System Full of Leaves
Comprehensive Coverage / Home Insurance / Protecting Assets May 9, 2023

Home Insurance is Following the Health Insurance Model

Home Insurance is Following the Health Insurance Model A number of years ago with health insurance premiums escalating at an uncontrollable %, the plan for providing health insurance changed to a more severe claim response. Routine maintenance was still provided but larger deductibles applied for any condition, backed up with tax deductible Health Savings Accounts. [...] Read More
New England Home
Comprehensive Coverage / Home Insurance / Protecting Assets April 18, 2023

Location Still an Impact on Insurance Costs

Location Still the Best Factor in Controlling Insurance Costs It may surprise you a little that if you choose California for your home with wildfires & mudslides, or Florida with hurricanes and flood, you will have very little control over your home insurance premiums. “If you have your heart set on a location to build [...] Read More
Coastal Home Insurance
Comprehensive Coverage / Home Insurance / Protecting Assets April 4, 2023

Be in the Know

Be in the Know The future of Insuring a Coastal Home With the recent intensity of these climate driven storms, it is no surprise that home insurance carriers are re-evaluating exposures. Coastal and especially flood prone areas are in the bullseye of that evaluation. Distance to the coastline and then your property’s elevation are the [...] Read More
pipe leaking
Comprehensive Coverage / Home Insurance / Protecting Assets March 14, 2023

Plumbing Shut Off – Home Safety Tips

Plumbing Shut Off A Prevention Step with Credit! It is a bit surprising with all the intense weather events that interior plumbing leaks are the #1 insurance claim for homeowners. It’s become very clear that your plumbing was not intended to last a lifetime and a leak can turn into a major claim. “Driven by [...] Read More
Leaves in gutter
Comprehensive Coverage / Home Insurance / Protecting Assets February 28, 2023

Spring Cleaning: Home Maintenance Tips

Spring Cleaning Get a head start on Maintenance & Prevention It is always a positive step to get out ahead of those maintenance items that are part of owning a home. Failing to complete this short list of spring cleaning can leave you exposed to what has become increasing extreme weather events. “Get a head [...] Read More
rising-construction-cost-chart
Comprehensive Coverage / Home Insurance / Protecting Assets February 14, 2023

Rising Construction Costs: Impact on Home Insurance

Rising Construction Costs! Exposing the Limitation of Basic Home Insurance Policies Insuring your most important asset, your residence, with a basic home insurance policy (vs a premium contract), comes with a wide range of coverage limitations. The most important one being the Replacement Cost limitation on rebuilding to the insured value of your home. “Inflation [...] Read More