Call: 203-637-6655 or email – Kyle Shepard

Category: Comprehensive Coverage


Comprehensive Coverage November 2, 2021

Ida Relief- Needed Help from Federal Emergency Management

If you are one of the people affected by Hurricane Ida in Connecticut, then you may be in luck. Governor Ned Lamont’s Major Disaster Declaration for Connecticut was approved by President Biden on October 30, 2021 which will give relief to those affected by the storm’s damage. "While FEMA will not cover anything already covered [...] Read More
Comprehensive Coverage August 20, 2021

Storm Henri

Phew! Henri Will Just Miss Us Those in the Northeast can breathe in a sigh of relief as Storm Henri seems to be moving out into the Atlantic, but bad weather is still on the radar. Here are some tips from the Shepard Insurance Group on what you can do to ensure your safety: Invest [...] Read More
Avoiding a Hack!! Part 1
Comprehensive Coverage / Home Insurance / Protecting Assets June 22, 2021

Avoiding a Hack!! Part 1

Avoiding a Hack!! Part 1 Steps to Reduce Your Exposure Cyber security is in the news with an alarming rate of cyber criminals looking at vulnerabilities both for individuals and in a larger sense businesses. There are steps you can take as an individual and a family to reduce your exposure and the painful aggravation [...] Read More
What is a Hard Market?
Comprehensive Coverage / Home Insurance / Protecting Assets May 11, 2021

What is a Hard Market?

What is a Hard Market? When Homeowner’s claims out run premiums collected! "Like it or not, insurance companies are in business to make a profit" What does it all mean? Like it or not, insurance companies are in business to make a profit, or at minimum break even when they add up all the claims [...] Read More
Weather Related Storms in 2020 Impacting 2021 Home Insurance Rates
Comprehensive Coverage / Home Insurance / Protecting Assets May 11, 2021

Weather Related Storms in 2020 Impacting 2021 Home Insurance Rates

Weather Related Storms in 2020 Impacting 2021 Home Insurance Rates Premium rate increases are no small change. "$21 Billion in weather claim disasters in 2020" The $21 Billion in weather claim disasters in 2020 have home insurance providers reacting. And it is not small potatoes! In 2020 across the United States there were: 7 hurricanes [...] Read More
Looking South
Comprehensive Coverage / Home Insurance / Protecting Assets May 4, 2021

Looking South

Looking South Florida Home Insurance Continues to Crumble "Florida insurers posted a $1.6b operating loss in 2020, without a major storm" In data taken from the NAIC, National Association of Insurance Commissioners, Florida represents only 8% of home insurance claims nationwide, but a staggering 76% of lawsuits filed against insurance companies. Couple that with Florida [...] Read More