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Category: Comprehensive Coverage


map of united states
Comprehensive Coverage / Home Insurance / Protecting Assets January 30, 2024

Why Size Matters When Selecting Home Insurance

Size Matters When Selecting Home Insurance Long-Term Premium Stability Against Weather Disasters It is very clear that insurance companies providing home insurance are struggling with issuing new home insurance policies with weather disasters occurring nationwide. Options for affordable home insurance over the next 5 years are becoming more limited with each weather event. "We believe [...] Read More
severe weather
Comprehensive Coverage / Home Insurance / Protecting Assets January 9, 2024

Aggregation!

Aggregation! The New Critical Reference for Home Insurance It is clear that insurers are struggling to deal with the intensity of weather driven storms. Whether wind, tornadoes, wildfires or even intense rains storms, predictability is a challenge, even with Artificial Intelligence. Future claim exposure for insurers is now under the aggregation microscope. Understanding the impact [...] Read More
Lawsuit
Comprehensive Coverage / Home Insurance / Protecting Assets December 12, 2023

Lawsuits are going Nuclear!

Lawsuits are going Nuclear! Driven by Third Party litigation funding, lawsuit advertising, and just plain inflation, lawsuits are becoming more prevalent and more damaging. There has been a 27% increase in large lawsuit verdicts over the last 10 years. "excessive speed accident resulted in a $10M lawsuit" Here are a couple real life examples: Failure [...] Read More
weather proofing
Comprehensive Coverage / Home Insurance / Protecting Assets November 28, 2023

Weatherproof Your Home

Weatherproof Your Home The Changing Nature of Home Insurance It used to be a straightforward decision when insuring your home, you implemented a premium policy, or bought a basic home insurance contract. "your options begin with your location, and what insurer is underwriting homes in that location" Climate disasters have changed all that. Your options [...] Read More
Bank Vault
Comprehensive Coverage / Home Insurance / Protecting Assets October 31, 2023

Understanding Liability Insurance

Liability Insurance What is the Right Amount? Liability insurance is an important coverage that is attached to personal insurance policies like home, auto, or even watercraft. An important protection, it is often overlooked in evaluating the insurance values of your property possessions. "the question is how much liability insurance is the right amount for you?" [...] Read More
Lighting Bolt
Comprehensive Coverage / Home Insurance / Protecting Assets October 17, 2023

Lightning Strike Prevention

Lightning Strike Prevention Avoiding Insurance Claims The dangerous climate-driven storms and the massive deluge of rain are creating a new version of water damage to homes. But equally concerning is the growing potential for a lightning strike, which many times comes with these intense storms. "more than $100,000 in damage to the electronics in the [...] Read More