Shepard Insurance Insights
Category: Protecting Assets
Tis the Season- Traveling with Jewelry
The holidays are a busy time of year for travel and it is not unusual for travelers to want to look good, which normally means bringing your jewelry along for the ride. Traveling with jewelry always presents a problem with safeguarding against theft. The more dazzling the piece the bigger the target. The simple answer [...]
Read More
Let patience be your guide for Home Insurance
No one likes to think about the what if’s of a home insurance claim. Whether it’s the damage of a burst water pipe, or the devastation of a fire, you just do not want to go there. Which is why choosing the right home insurance policy is so critical. We at Shepard believe the right [...]
Read More
Hurricane Season Wrap up – What we know
Up north, with the early season cold weather, hurricane season is coming to a close. Florence and Michael were 2 more devastating weather events that thankfully did not land in the tristate area. So what do we really know? What have we learned about hurricanes? I recently read “Inevitable Disaster” by Roy Spenser, PhD, a [...]
Read More
Kids back to school? Time to give extra attention to your home.
If your kids are back in school it's a great time to give attention to personal insurance, especially with your home. Whether you consider your exposure issues surrounding extreme weather patterns, or how those storms are affecting property rates, with the kids back in school and fall weather in full swing, it is an ideal [...]
Read More
Flood- What is it exactly & how do you cover it?
With the flood waters of Hurricane Florence still receding in North and South Carolina we thought it would be appropriate to re-address what exactly is Flood, and then how can you insure against flood damage. By insurance definition a flood is water that comes from outside the house by wave action, water surge, ground saturation [...]
Read More
Global Warming should suggest a Coverage Refocus
It’s of little surprise today that Global Warming is real, and ultimately, is having a significant impact on weather patterns. Intense storms are becoming more regular, and some with catastrophic results. Whether the issue is the wind damage of a hurricane, the water damage of torrential rains, or the property damage from a wild fire, [...]
Read More