Shepard Insurance Insights
Category: Protecting Assets
Future Personal Insurance Premiums
Future Personal Insurance Premiums Largely In Your Hands It is no surprise that insurance premiums will continue to escalate for your home and cars. Natural disasters like wildfires and hurricanes continue to hit with scary intensity. Automobile accident frequency hasn’t changed but the manner in which cars are built, like a jigsaw puzzle, with heavy [...]
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Corona Virus Alert
Corona Virus Alert Button down your Possessions! As the grind of wearing masks and quarantining due to Covid-19 continues, we are seeing a significant uptick in passive theft. Whether the increase is driven by increased unemployment due to the Corona virus, or simply having your guard down, it is time to button down to avoid [...]
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Building on Home Schooling
Building on Home Schooling Covid Virus Reactions At Shepard Insurance Group we have been fielding calls from parents, facing the decision on whether or not to send their young children back to school, with concerns about the virus, who are now considering banding together with other age equivalent student parents to investigate home schooling. "Being [...]
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Client Alert
Client Alert Understanding the Hard Edge of Guaranteed Universal Life Insurance In February 2020 I wrote a blog post regarding the use of Guaranteed Universal Life insurance. It’s clear that declining interest rates for a prolonged period of time have damaged the Universal Life policies, and the evolution of the damage was GUL - Guaranteed [...]
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Southern Bound
If you are thinking of a move to Florida here are some Tips on Home Locations: The migration of individuals, couples, and families to no tax states like Florida has been ongoing since the passing of the SALT Limitation by Trump. But the decision of selling the family home, and locating to Florida has hit [...]
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Competitive Advantage on Future Insurance Premiums
How the Covid Virus will impact Prospective Costs While insurance companies adjust to the Corona Virus, and refund auto insurance premiums for vehicles sitting idle during quarantine, a bigger dynamic is already in the works. "All publicly traded insurers have watched their stock price drop" All publicly traded insurers have watched their stock price drop [...]
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