Shepard Insurance Insights
Category: Protecting Assets
Client Alert
Client Alert Understanding the Hard Edge of Guaranteed Universal Life Insurance In February 2020 I wrote a blog post regarding the use of Guaranteed Universal Life insurance. It’s clear that declining interest rates for a prolonged period of time have damaged the Universal Life policies, and the evolution of the damage was GUL - Guaranteed [...]
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Southern Bound
If you are thinking of a move to Florida here are some Tips on Home Locations: The migration of individuals, couples, and families to no tax states like Florida has been ongoing since the passing of the SALT Limitation by Trump. But the decision of selling the family home, and locating to Florida has hit [...]
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Competitive Advantage on Future Insurance Premiums
How the Covid Virus will impact Prospective Costs While insurance companies adjust to the Corona Virus, and refund auto insurance premiums for vehicles sitting idle during quarantine, a bigger dynamic is already in the works. "All publicly traded insurers have watched their stock price drop" All publicly traded insurers have watched their stock price drop [...]
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Spring Cleaning
Using Idle time to Prep for Summer Storms It is very clear that storms, whether driven by the rise in temperatures or not, have increased in intensity, putting residential properties in some peril. Being prepared for the storm season is an important step in limiting your exposure to the storm. "Using Idle time to Prep [...]
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Home Inventory – Utilizing Time during the Corona Virus
One of the most basic questions we ask as insurance agents in trying to fine tune an individual or family's home insurance policy is how much personal property do you have? Often referred to as contents. Most people do not have the time, or the energy to really provide a good answer. Here is a [...]
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Having Wi-Fi problems? Maybe a Mesh system can help
Here's a comparison. Are you a family working and e-learning from home? For many of us this has become the new normal and our Wi-Fi networks are struggling to keep up with the demand. Is this because your cable connection is slow or does it have something to do with the network you have in [...]
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