One to Four Majors

by Jun 6, 2023

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NOAA predicts Hurricane Season Storms

The National Oceanic and Atmospheric Administration (NOAA) has published their scientific prediction for Hurricane Season Storms for 2023. Hurricane Season runs from June 1 through November 30th and the prediction is for a “near normal” season.

“NOAA predicts Hurricane Season Storms”

One to Four Majors

What does Near Normal look like?

Normal in 2023’s prediction is:

  • 12 to 17 named storms, similar to Hurricane Ian
  • 5 to 9 of those storms will become hurricanes with wind speed above 75 miles per hour
  • 1 to 4 of those storms will grow into Category 3 hurricanes with wind speed above 111 miles per hour

NOAA has 70% confidence in these ranges!

For Homeowner’s Needing Insurance This is a Problem!

Without any idea as to where a storm may occur and how much damage could result, it simply builds on the confusion pervasive with home insurers about where to do business.

A strong example of steps being taken by insurers to control their exposure to climate change is both State Farm & Allstate, the 2 largest home insurers in the state of California, recently announced they will no longer write new insurance policies in California with the premise that they are protecting their existing insured’s. State Farm has additionally applied for a 28% rate increase on those existing insureds.

That is somewhat alarming!

But those informed view that as of little surprise, in that California has legislatively controlled insurance rates by forcing a 20 year look back on insurer claims to justify rates. 20 years?!?

It’s very unfortunate, but premium rates are going up, appetites are shrinking, and 1-4 major storms in 2023 will not help the problem.

If you have concerns about your insurance coverages or premium increase drop Kyle an email at or call 203.698.9342.

Written by: Kyle Shepard

Kyle’s extensive sales and account management expertise transcends both Commercial and Personal Lines. Coupling that with his finance and life insurance licenses, Kyle serves as full service insurance agent for all of his valued clients. The goal for Kyle is to provide tailored risk management to address his client’s current and future exposures, and to optimize wealth preservation.

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