Are you aware of SMISHing?

by Jun 6, 2023

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How well are you protected?

How well do you protect your identity? Is your phone password an easy hack like 114477, the left login keys? Do you store your usernames and passwords for important financial accounts on your phone?

“How well do you protect your identity?”

Are you aware of SMISHing?

You could be Smished? Opening you up to your identity being stolen and your login credentials harvested by a hacker. Smishing is a form of phishing, which uses social engineering to trick someone into revealing private information. However, the attack is executed using a text message.

Here is how!

You get a text message like this from your bank.

Example of a Smishing Text

If you click on this text link you are likely being smished. If you store vital financial logins on your phone, you have opened the door to a hacker to access your accounts. Smishing text messages are often purporting to be from your bank, asking you to confirm an activity by linking to your account. This link opens the door to your credentials.

Here is what you need to know to spot a smishing attack!

  • The text is from a strange phone number
  • It includes a suspicious link
  • It claims to be from a company that you know and trust
  • There are spelling, grammar, and formatting mistakes
  • There is a sense of urgency
  • The text includes requests information or a response

Cyber criminals use smishing because people typically trust messages sent to their phones more than emails. This is all to steal a victim’s personal data.

Here is what to do!

1. Read messages carefully

2. Ignore unknown senders & do not respond

3. Delete and report the text

4. Report spam texts to your wireless carrier

5. Never hit the link

If you have concerns about smishing, you can add cyber protection to your home insurance policy to assist if you ever make this misstep.

Put your most important personal device to better use in staying organized!!

Drop Kyle an email at or call 203.698.9342 to get the details on protection from smishing.

Written by: Kyle Shepard

Kyle’s extensive sales and account management expertise transcends both Commercial and Personal Lines. Coupling that with his finance and life insurance licenses, Kyle serves as full service insurance agent for all of his valued clients. The goal for Kyle is to provide tailored risk management to address his client’s current and future exposures, and to optimize wealth preservation.

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