Call: 203-637-6655 or email – Kyle Shepard

Tax Plan

September 15, 2021

September 15, 2021 Posted by: Category: Life Insurance No comments

Anticipation of Tax Increases is Driving PPLI & PPVA

With the Federal Deficit growing at an alarming rate, and with talks of more stimulus, the current discussion to increase taxes on the 1% is becoming more likely to happen. It is relatively clear that taxes will need to grow, and that the growth will come from those with an income of more than $400,000, and those who have $1 million or above. As a result, successful individuals and families are focusing on the tax-free benefits of Private Placement Life Insurance (PPLI) and the tax deferral of Private Placement Variable Annuities (PPVA).

“When trying to grow your investible assets, taxes are like quicksand to growth with rates exceeding 50%.”

Here is Why

It begins with taxes. When trying to grow your investible assets, taxes are like quicksand to growth with rates exceeding 50%. This makes avoiding taxes on your investments a dynamic issue, which bring PPLI & PPVA into the discussion.

And then there is investment access. With PPLI and PPVA which can be tax free, or, at a minimum, tax deferred, you have access to traditional funds, index, and ETF’s. Additionally, you also have access to Alternative investments like hedge funds for example. This in particular serves to broaden the scope of your investment opportunity.

Whether you need the leverage of Life Insurance or not, the compounding growth of your investment without taxes can result in unique success.

If you have a client that is a candidate for PPLI or PPVA, we can provide the details needed to develop a clear understanding of the opportunity!

You can email Steven Shepard at sshepard@shepardinsgrp.com for more information.


Leave a Comment