The Supreme Court recently ruled that employees can now sue over policies and practices that have a "disparate impact" on older employees without having to prove that the discrimination was intentional. This recent judgment applies to workers as young as 40 years of age. It's important to note, if reasonable factors other than age account for the disparate impact, the policies will not be found unlawful. What does this mean for you? Perhaps nothing, but it is a good idea to assess your risks. Insurance coverage can be costly, but much less expensive than the cost of defense and damages without any coverage. It's not necessary for everyone, contact us today for a recommendation. |
What role did some of the defendents play? Purely peripheral ones - a radio station gave away tickets to the concert, a music store sold a couple tickets, Anheuser Busch sold beer, and a tv cameraman was shooting footage of the concert. The lawsuit has named anyone with a remote connection in order to better its chances for settlement. This is also known as looking for the "deep pockets." So whether or not your pockets are deep, an excess liability policy might just save you from the random arm of litigation. |
The
face of Employment Practices Liability Insurance (EPLI) is ever
changing. While most businesses will never have to use their coverage,
some recent court rulings have made this coverage more essential
than ever.
An example of liability finger-pointing spinning out of control
is the 2003 nightclub fire in RI where 100 people lost their lives.
A suit filed in Connecticut, on behalf of 8 Connecticut residents
that died, names 53 defendents
as liable. This is a fire that is known to have been started by
some out-of-control pyrotechnics during a concert. |
Looking
to save time and stop answering the same questions about employee
benefits? BenefitsNow has a solution for
you. BenefitsNow is the online benefits
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HR assistant, saving you valuable time and resources. |
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Perhaps for you, and some of your employees' families, there's a lot
to celebrate. This marks a good time to keep an eye on the present
when looking towards the future. When it comes to health insurance,
graduation also signals the end of being a dependent on a parent's
health insurance policy. Now is the time to look at individual healthcare
options, and ensure coverage for your grads. |
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